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Medicare michigan Form: What You Should Know
Mi.us Medicare — BC BSM is a national program that allows Blue Cross and Blue Shield of Michigan to offer affordable health care to all Michiganders. As of 2018, approximately 90% of Michigan residents are enrolled in one of our three Medicare plans. The three plans offer: Medicare Advantage — Enroll in Medicare Advantage for a lower monthly premium than traditional Medicare. Medicare supplement — Get health insurance coverage by signing up for supplemental Medicare coverage. PDP Plan — Get a fixed rate based on your income. Frequently Asked Questions What is Medicare? Medicare is the federal government program that provides health coverage to individuals who are over age 65, are disabled, or are receiving Medicare. What do I need to sign to enroll in Medicare? You must be at least 65 years of age with a Medicare card (or on Medicare or a parent's Medicare) to enroll in Medicare. What do I need to do to change my Medicare Advantage or Medicare Supplement plan? If you want to get Medicare supplement, be sure to go to this website and select a new plan: How does Medicare work? First, you sign up for coverage through Medicare (for example, through an insurance company). If you want Medicare supplement, you can get the same coverage through Medicare Advantage, but with reduced premiums for you to pay. Medicare supplements are typically one-time insurance fees, not per treatment. Do you have to pay more before my medical costs start? No, if you want to keep your benefits, you will have the same out-of-pocket costs (your co-pay and Medicare premiums) as others on Medicare, including those who have Medicare Advantage plans. Can I change health insurance if I am currently enrolled, get a new plan or add my health care? You can switch plans, add coverage or change your Medicare card at any time. This is called a “re-enrollment.” Some Medicare Advantage plans require that any of the changes you make are at least 60 days before your current plan period ends. Does Medicare cover my dental care? Yes, but you can only get your teeth checked every six months with Medicare, not every three months through an insurance company.
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